When you live with a partner but aren’t married, estate planning becomes especially important. Washington law doesn’t automatically recognize unmarried partners like it does spouses. Without a plan, your partner could lose access to your property or the right to make decisions for you.
Protecting your partner’s inheritance
If you want your partner to inherit your assets, name them in a will or trust. Without these documents, Washington’s intestacy laws decide who receives your property, and unmarried partners do not appear on that list. You can also create a revocable living trust that lets your partner receive assets directly and avoid probate.
Granting decision-making authority
Estate planning also covers who can act for you if you become incapacitated. You can sign a durable power of attorney and a health care directive naming your partner as your agent. These documents let your partner manage your finances, handle legal matters, and make medical decisions according to your wishes.
Securing shared property
If you and your partner share a home, vehicle, or bank account, decide how to title that property. You can use joint tenancy with right of survivorship so your partner automatically inherits it when you die. Without that designation, your share may pass to your relatives instead of your partner.
Including other important details
Beneficiary designations on retirement accounts, life insurance, and bank accounts override wills. Review and update those forms regularly to include your partner. Leave clear written instructions about personal belongings, funeral preferences, and digital accounts to prevent
A solid estate plan ensures your wishes stay protected and your partner remains secure. Taking these steps gives both of you peace of mind and prevents legal complications later.